Life Insurance

Nothing beats feeling secure

Life insurance policies now offer optional Living Benefits, that provide protection while you are living if you experience a qualifying terminal, chronic, critical illness, or critical injury.

“What happens if I am not around to provide for my family?”

Keep their futures secure

Term Life

Term Life policies may be less expensive than Permanent life policies and can be tailored to a specific amount of coverage ant length of time. People often choose a term that covers their mortgage or the years their children are dependent on them.

Permanent Life

Permanent life policies may be more expensive than a term policy, but you’re able to structure when and how to pay the premium, which allows you to plan around your cash flow. These policies serve double duty, Protecting your family’s lifestyle and providing income potential for retirement or in the event of illness.

We work with top-rated insurance carriers to provide you with the best possible coverage that suits your needs.

Schedule An Appointment

*These values are hypothetical only and do not reflect any specific policy. Actual premiums and cash values will vary by a number of factors. Surrender penalties may apply to the policy surrender.

Our Partners

INSURANCE CARRIER PARTNERS

Aetna
AIG
Allianz Life
American Equity
American National
Ameritas Life
Assurity Life
Athene

Atlantic Coast Life
Fidelity & Guranty Life
Foresters
Gerber Life
GPM Life
Guggenheim
Lincoln Financial Group
Midland National

Mutual of Omaha
Nassau
National Life Group
Nationwide
Northwestern Life
North American
One America
Pacific Life

Prudential
Royal Neighbors
Sagicor
Sentinel Security Life
Silac Insurance Company
Transamerica
United Health Care
United Life

9706 Plymouth Rd Suite 600,
San Antonio, TX 78216

Investment advisory services offered by Jimmy Hernandez through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and American Benefits Advisor are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
Any comments regarding safe and secure products, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
Membership to the Million Dollar Round Table was granted for the time period of 50 years. The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk based products like life insurance, disability and long term care. Annual qualification requirements include demonstrating a set annual production requirement, agreeing to a code of ethics, and payment of annual dues, but is not based on client experience or performance. For more information regarding the Million Dollar Round Table eligibility, please see https://www.mdrt.org/join/member-requirements/. Membership in no way constitutes an endorsement from Million Dollar Round table or any client.